It's time to talk

Have you talked to your family about your funeral wishes?

Does your family know if you would like to be buried or cremated?

Golden Charter Pre-paid Funeral Plans

For many people, paying for their funeral has become an established way of looking at the future; smart planning for later life, just like making a Will. We believe that the ‘Independent Way Funeral Plan’, available only through Independent Funeral Directors such as ourselves, offers you significant advantages over other plans. Our plans are all through a National company – Golden Charter.

Financial Security

You can be sure that your money will always be secure. Your payment will go directly to the Trust, which is a separate financial entity from Golden Charter Ltd and is run by a board of independent trustees. Its purpose is to hold the payments made by plan holders and to pay the agreed invoice value to the independent Funeral Directors when the Funeral/s take place. This arrangement is to ensure that nothing can happen to Golden Charter; that could possibly affect the future payments for the Funeral Plans. The Trust provisions ensure that the cash is ring-fenced from the Company, therefore, it is completely separate.

A Guarantee that covers Funeral Directors services

By planning ahead now, you can avoid the worry of setting aside even bigger funds later on – or leaving the financial burden of funeral costs to family. You can then be assured you will get the funeral you want and save loved ones from any uncertainty over your final wishes. You can be assured of our local knowledge and expertise to help you with these important decisions.

When the time comes, one phone call to W.S.Ingham & Son Ltd is all that is needed to activate your plan. Everything will then be taken care of and carried out according to your wishes.

We understand that everyone has different needs and we provide a range of Funeral Plans designed to meet your requirements at a price you can afford. As well as a selection of plans there is also a choice of how to pay for the plan that’s best suited to your requirements.

Our Funeral Plans

  • The Bronze Plan The most affordable plan providing a very no-fuss funeral with a simple coffin, provision of a donation box and a hearse directly from the funeral directors’ premises to the local crematorium. Please note: this plan does not include any out of hours work, any passenger vehicles, any church service, the hearse does not go to the family home and the plan is only available for cremation.
  • The Silver Plan This plan includes all the facilities and services associated with a traditional funeral with the full service taking place in the cemetery (Graveside) or crematorium chapel. It includes the removal from a local address at any time, an oak veneered coffin, provision of a donation box and administration of donations, viewing facilities, a hearse and seating for up to six passengers with the cortege from the home address to the local cemetery or crematorium.
  • The Gold PlanThis plan includes all the facilities and services associated with a traditional funeral with a service in church followed by burial or cremation. It includes the removal from any local address at any time, a superior oak veneered coffin, provision of a donation box and administration of donations, viewing facilities, hearse and seating for up to six passengers, the cortege from the home address to the church and on to the place of committal

All our plan prices include the Plan set-up fee – this is the cost of administering the plan and is not refunded if the plan is cancelled after the 30 day cooling off period.

Bronze Plan

£2,371.00 + Disbursements

  • Arrangements during office hours at FD premises

  • Removal from local address

  • Removal at any time

  • Simple quality coffin

  • Funeral gown

  • Viewing in chapel during office hours

  • Provision of a donation box

  • Date and time chosen by W.S. Ingham & Son Ltd

  • Hearse

  • No passenger vehicles

  • Funeral cortege will travel direct to the crematorium

  • Four W.S. Ingham bearers

  • Ceremony at crematorium only

Silver Plan

£2,883.00 + Disbursements

  • Arrangements during office hours at FD premises

  • Removal from local address

  • Removal at any time

  • Oak veneered coffin

  • Option to dress the deceased in own clothes

  • Viewing in chapel during office hours

  • Provision of a donation box and administration of donations

  • Date and time chosen with family

  • Hearse

  • Option for horse drawn or motorcycle hearse *

  • Seating for up to six passengers

  • Funeral cortege from home address

  • Up to four W.S. Ingham bearers

  • Ceremony at crematorium or graveside service (for burial)

Gold Plan

£3,073.00 + Disbursements

  • Arrangements during office hours at FD premises

  • Removal from local address

  • Removal at any time

  • Superior oak veneered coffin

  • Option to dress the deceased in own clothes

  • Viewing in chapel during office hours

  • Provision of a donation box and administration of donations

  • Date and time chosen with family

  • Hearse

  • Option for horse drawn or motorcycle hearse *

  • Seating for up to six passengers

  • Funeral cortege from home address

  • W.S. Ingham bearers

  • Ceremony at Church of Chapel prior to committal

  • at an additional cost

Disbursements

W.S. Ingham & Son Ltd have over 700 plans to date for local families just like yours; with a Golden Charter funeral plan, you choose the funeral you want. The price agreed today for the Funeral Director’s services is guaranteed, so regardless of when the plan is needed, we will not ask for any further fees for that part. However, the Disbursements (third party charges outside of our control such as Crematorium and Church fees) generally increase yearly. We advise a minimum contribution of £1,200.00 is added to the plan to cover these costs, however, when the time comes, if third party charges are greater than the allowances in the plan, your representative will have to pay the additional amount at that time. Family can also add and pay for any extra services required at that time.

If you want to discuss further or would like to take a plan please call into the office or contact us on 01623 621114